Table of banks’ lending and borrowing rates

Lending rates applied by credit institutions and credit financial intermediaries
(The terms refer to the initial rate fixation period)
Month Consumer credit Other purposes Mortgage lending
     
Extended credit card and 'revolving' card Loans Loans with of over 5 years Applied in first year Applied on loans of over 10 years APR (weighted average of all terms)
Loans with terms of 1 to 5 years APR (weighted average rate on terms)
Spain Euro area Spain Euro area Spain Euro area Spain Euro area Spain Euro area Spain Euro area Spain Euro area
Jan 18.02 15.80 7.01 4.73 7.52 5.88 3.80 1.69 1.44 1.35 1.57 1.35 1.74 1.61
Feb 17.85 15.74 6.94 4.63 7.54 5.87 3.53 1.77 1.34 1.30 1.56 1.32 1.69 1.59
Mar 17.91 15.77 7.00 4.51 7.52 5.73 3.20 1.77 1.43 1.32 1.53 1.32 1.73 1.58
Apr 17.93 15.75 7.07 4.59 7.65 5.80 3.15 1.82 1.40 1.32 1.48 1.31 1.64 1.60
May 17.85 15.76 7.17 4.74 7.60 5.95 3.15 1.84 1.45 1.32 1.43 1.31 1.63 1.61
Jun 17.86 15.71 7.16 4.59 7.59 5.78 2.99 1.79 1.43 1.31 1.41 1.30 1.59 1.60
Jul 17.81 15.67 7.42 4.66 7.75 5.86 2.60 1.76 1.40 1.34 1.39 1.30 1.55 1.61
Aug 17.89 15.71 7.53 4.76 8.20 5.92 3.05 1.74 1.50 1.34 1.46 1.28 1.66 1.60
Sep 17.71 15.64 7.15 4.68 7.65 5.88 3.18 1.80 1.35 1.31 1.40 1.29 1.57 1.59
Oct 18.51 15.91 6.75 4.65 7.29 5.85 3.14 1.78 1.38 1.32 1.38 1.30 1.57 1.60
Nov 18.40 15.86 6.47 4.66 6.87 5.83 3.05 1.83 1.37 1.32 1.37 1.32 1.56 1.61
Dec 18.42 15.97 7.03 4.58 7.30 5.65 2.66 1.69 1.31 1.33 1.34 1.30 1.50 1.60
Deposit interest rates applied by credit institutions in 2021
Months Demand deposits (current and savings accounts) Deposits with terms of up to 1 year Deposits with terms of over 2 years
Spain Euro area Spain Euro area Spain Euro area
Jan 0.01 0.01 0.01 0.20 0.12 0.68
Feb 0.01 0.01 0.01 0.20 0.12 0.66
 Mar 0.02 0.01 0.01 0.18 0.10 0.61
 Apr 0.02 0.01 0.01 0.19 0.13 0.62
May 0.02 0.01 0.01 0.16 0.13 0.57
Jun 0.02 0.01 0.01 0.14 0.13 0.59
Jul 0.02 0.01 0.01 0.16 0.17 0.58
Aug 0.02 0.01 0.01 0.15 0.21 0.59
Sep  0.02 0.01 0.01 0.15 0.04 0.57
Oct 0.02 0.01 0.01 0.17 0.02 0.58
Nov 0.02 0.01 0.01 0.17 0.07 0.57
Dec 0.02 0.01 0.01 0.16 0.03 0.60
Did you find this information useful?
Mark information as useful Mark information as not useful