Lending rates applied by credit institutions and credit financial intermediaries
(The terms refer to the initial rate fixation period)
| Month | Consumer credit | Other purposes | Mortgage lending |
|---|
| Extended credit card debt | Loans | Loans with of over 5 years | Applied in first year | Applied on loans of over 10 years | APR (weighted average of all terms) |
|---|
| Loans with terms of 1 to 5 years | APR (weighted average rate on terms) |
|---|
| Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area |
|---|
| Jan |
19.95 |
16.63 |
8.15 |
5.10 |
8.71 |
6.34 |
4.59 |
2.25 |
1.67 |
1.61 |
2.42 |
1.86 |
2.34 |
2.09 |
|---|
| Feb |
19.88 |
16.61 |
8.10 |
5.00 |
8.62 |
6.28 |
4.87 |
2.35 |
1.68 |
1.59 |
2.46 |
1.84 |
2.38 |
2.09 |
|---|
| Mar |
19.92 |
16.65 |
8.03 |
4.90 |
8.56 |
6.18 |
4.66 |
2.31 |
1.75 |
1.60 |
2.44 |
1.81 |
2.39 |
2.06 |
|---|
| Apr |
19.89 |
16.66 |
8.06 |
5.01 |
8.38 |
6.19 |
4.54 |
2.19 |
1.74 |
1.60 |
2.43 |
1.77 |
2.39 |
2.02 |
|---|
Deposit interest rates applied by credit institutions in 2019
| Months | Demand deposits (current and savings accounts) | Deposits with terms of up to 1 year | Deposits with terms of over 2 years |
|---|
| Spain | Euro area | Spain | Euro area | Spain | Euro area |
|---|
| Jan |
0.03 |
0.03 |
0.04 |
0.34 |
0.10 |
0.75 |
|---|
| Feb |
0.03 |
0.03 |
0.04 |
0.32 |
0.07 |
0.71 |
|---|
| Mar |
0.04 |
0.03 |
0.04 |
0.29 |
0.11 |
0.78 |
|---|
| Apr |
0.03 |
0.03 |
0.04 |
0.32 |
0.10 |
0.77 |
|---|