Lending rates applied by credit institutions and credit financial intermediaries
(The terms refer to the initial rate fixation period)
| Month | Consumer credit | Other purposes | Mortgage lending |
|---|
| | | |
|---|
| Extended credit card and 'revolving' card | Loans | Loans with of over 5 years | Applied in first year | Applied on loans of over 10 years | APR (weighted average of all terms) |
|---|
| Loans with terms of 1 to 5 years | APR (weighted average rate on terms) |
|---|
| Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area |
|---|
| Jan |
19.95 |
16.63 |
8.15 |
5.10 |
8.71 |
6.34 |
4.59 |
2.25 |
1.67 |
1.61 |
2.42 |
1.86 |
2.34 |
2.09 |
|---|
| Feb |
19.88 |
16.61 |
8.10 |
5.00 |
8.62 |
6.28 |
4.87 |
2.35 |
1.68 |
1.59 |
2.46 |
1.84 |
2.38 |
2.09 |
|---|
| Mar |
19.92 |
16.65 |
8.03 |
4.90 |
8.56 |
6.18 |
4.66 |
2.31 |
1.75 |
1.60 |
2.44 |
1.81 |
2.39 |
2.06 |
|---|
| Apr |
19.89 |
16.66 |
8.06 |
5.01 |
8.38 |
6.19 |
4.54 |
2.19 |
1.74 |
1.60 |
2.43 |
1.77 |
2.39 |
2.02 |
|---|
| May |
19.89 |
16.67 |
8.18 |
5.15 |
8.56 |
6.34 |
3.88 |
2.21 |
1.76 |
1.58 |
2.41 |
1.74 |
2.40 |
1.99 |
|---|
| Jun |
19.81 |
16.63 |
7.73 |
5.02 |
8.18 |
6.24 |
4.53 |
2.17 |
1.73 |
1.56 |
2.38 |
1.65 |
2.26 |
1.95 |
|---|
| Jul |
19.78 |
16.58 |
8.03 |
5.06 |
8.35 |
6.30 |
4.32 |
2.11 |
1.60 |
1.56 |
2.24 |
1.57 |
2.23 |
1.90 |
|---|
| Aug |
19.75 |
16.60 |
8.04 |
5.10 |
8.53 |
6.35 |
4.67 |
2.00 |
1.67 |
1.51 |
2.20 |
1.50 |
2.19 |
1.84 |
|---|
| Sep |
19.67 |
16.61 |
8.04 |
5.00 |
8.35 |
6.17 |
4.53 |
1.95 |
1.52 |
1.47 |
2.18 |
1.43 |
2.04 |
1.77 |
|---|
| Oct |
19.64 |
16.63 |
7.80 |
4.97 |
8.34 |
6.19 |
4.33 |
1.98 |
1.53 |
1.45 |
1.99 |
1.39 |
2.02 |
1.74 |
|---|
| Nov |
19.63 |
16.64 |
7.39 |
4.94 |
7.56 |
6.25 |
3.79 |
1.90 |
1.60 |
1.43 |
1.85 |
1.48 |
2.02 |
1.80 |
|---|
Deposit interest rates applied by credit institutions in 2019
| Months | Demand deposits (current and savings accounts) | Deposits with terms of up to 1 year | Deposits with terms of over 2 years |
|---|
| Spain | Euro area | Spain | Euro area | Spain | Euro area |
|---|
| Jan |
0.03 |
0.03 |
0.04 |
0.34 |
0.10 |
0.75 |
|---|
| Feb |
0.03 |
0.03 |
0.04 |
0.32 |
0.07 |
0.71 |
|---|
| Mar |
0.04 |
0.03 |
0.04 |
0.29 |
0.11 |
0.78 |
|---|
| Apr |
0.03 |
0.03 |
0.04 |
0.32 |
0.10 |
0.77 |
|---|
| May |
0.04 |
0.03 |
0.04 |
0.29 |
0.14 |
0.80 |
|---|
| Jun |
0.04 |
0.03 |
0.04 |
0.30 |
0.13 |
0.82 |
|---|
| Jul |
0.03 |
0.03 |
0.04 |
0.30 |
0.16 |
0.80 |
|---|
| Aug |
0.04 |
0.03 |
0.03 |
0.28 |
0.11 |
0.78 |
|---|
| Sep |
0.03 |
0.03 |
0.03 |
0.26 |
0.10 |
0.78 |
|---|
| Oct |
0.03 |
0.03 |
0.03 |
0.23 |
0.08 |
0.83 |
|---|
| Nov |
0.03 |
0.03 |
0.03 |
0.22 |
0.27 |
0.74 |
|---|