Table of banks’ lending and borrowing rates

Lending rates applied by credit institutions and credit financial intermediaries
(The terms refer to the initial rate fixation period)
MonthConsumer creditOther purposesMortgage lending
   
Extended credit card and 'revolving' cardLoansLoans with of over 5 yearsApplied in first yearApplied on loans of over 10 yearsAPR (weighted average of all terms)
Loans with terms of 1 to 5 yearsAPR (weighted average rate on terms)
SpainEuro areaSpainEuro areaSpainEuro areaSpainEuro areaSpainEuro areaSpainEuro areaSpainEuro area
Jan 19.85 16.55 7.99 4.96 8.41 6.23 3.80 1.87 1.59 1.46 1.79 1.40 2.02 1.73
Feb 19.81 16.60 7.55 4.92 8.05 6.13 3.91 1.94 1.60 1.43 1.81 1.36 2.06 1.71
Mar 18.94 16.19 7.65 4.76 7.93 5.89 3.61 1.85 1.60 1.39 1.84 1.35 2.01 1.65
Apr 18.69 16.06 6.89 4.56 7.41 5.54 2.91 1.72 1.63 1.30 1.79 1.43 1.89 1.67
May 18.68 16.06 6.92 4.59 7.44 5.64 3.09 1.62 1.67 1.47 1.79 1.41 1.91 1.70
Jun 18.60 16.01 7.30 4.60 7.64 5.57 3.30 1.63 1.64 1.44 1.82 1.39 1.92 1.68
Jul 18.37 15.92 7.68 4.72 8.01 5.71 3.63 1.66 1.61 1.43 1.76 1.38 1.92 1.67
Aug 18.36 15.88 7.55 4.81 8.20 5.89 3.85 1.67 1.67 1.42 1.79 1.40 1.98 1.67
Sep 18.34 15.86 7.42 4.70 7.78 5.75 3.70 1.68 1.58 1.39 1.76 1.37 1.91 1.66
Oct 18.25 15.83 6.97 4.73 7.52 5.80 3.68 1.68 1.59 1.37 1.72 1.36 1.91 1.64
Nov 18.10 15.75 6.61 4.76 6.98 5.90 3.49 1,75 1.51 1.37 1.69 1.35 1.82 1.63
Deposit interest rates applied by credit institutions in 2020
MonthsDemand deposits (current and savings accounts)Deposits with terms of up to 1 yearDeposits with terms of over 2 years
SpainEuro areaSpainEuro areaSpainEuro area
Jan 0.03 0.02 0.02 0.26 0.19 0.73
Feb 0.01 0.02 0.01 0.33 0.18 0.70
 Mar 0.01 0.02 0.01 0.31 0.18 0.64
 Apr 0.01 0.02 0.01 0.22 0.31 0.73
May 0.01 0.02 0.01 0.20 0.29 0.70
Jun 0.01 0.02 0.01 0.20 0.27 0.71
Jul 0.01 0.02 0.03 0.20 0.35 0.74
Aug 0.01 0.02 0.02 0.17 0.20 0.71
Sep  0.01 0.02 0.01 0.17 0.06 0.70
Oct 0.01 0.02 0.01 0.19 0.13 0.69
Nov 0.01 0.02 0.11 0.19 0.11 0.72
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