Lending rates applied by credit institutions and credit financial intermediaries
(The terms refer to the initial rate fixation period)
Month | Consumer credit | Other purposes | Mortgage lending |
| | |
Extended credit card and 'revolving' card | Loans | Loans with of over 5 years | Applied in first year | Applied on loans of over 10 years | APR (weighted average of all terms) |
Loans with terms of 1 to 5 years | APR (weighted average rate on terms) |
Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area | Spain | Euro area |
Jan |
19.85 |
16.55 |
7.99 |
4.96 |
8.41 |
6.23 |
3.80 |
1.87 |
1.59 |
1.46 |
1.79 |
1.40 |
2.02 |
1.73 |
Feb |
19.81 |
16.60 |
7.55 |
4.92 |
8.05 |
6.13 |
3.91 |
1.94 |
1.60 |
1.43 |
1.81 |
1.36 |
2.06 |
1.71 |
Mar |
18.94 |
16.19 |
7.65 |
4.76 |
7.93 |
5.89 |
3.61 |
1.85 |
1.60 |
1.39 |
1.84 |
1.35 |
2.01 |
1.65 |
Apr |
18.69 |
16.06 |
6.89 |
4.56 |
7.41 |
5.54 |
2.91 |
1.72 |
1.63 |
1.30 |
1.79 |
1.43 |
1.89 |
1.67 |
May |
18.68 |
16.06 |
6.92 |
4.59 |
7.44 |
5.64 |
3.09 |
1.62 |
1.67 |
1.47 |
1.79 |
1.41 |
1.91 |
1.70 |
Jun |
18.60 |
16.01 |
7.30 |
4.60 |
7.64 |
5.57 |
3.30 |
1.63 |
1.64 |
1.44 |
1.82 |
1.39 |
1.92 |
1.68 |
Jul |
18.37 |
15.92 |
7.68 |
4.72 |
8.01 |
5.71 |
3.63 |
1.66 |
1.61 |
1.43 |
1.76 |
1.38 |
1.92 |
1.67 |
Aug |
18.36 |
15.88 |
7.55 |
4.81 |
8.20 |
5.89 |
3.85 |
1.67 |
1.67 |
1.42 |
1.79 |
1.40 |
1.98 |
1.67 |
Sep |
18.34 |
15.86 |
7.42 |
4.70 |
7.78 |
5.75 |
3.70 |
1.68 |
1.58 |
1.39 |
1.76 |
1.37 |
1.91 |
1.66 |
Oct |
18.25 |
15.83 |
6.97 |
4.73 |
7.52 |
5.80 |
3.68 |
1.68 |
1.59 |
1.37 |
1.72 |
1.36 |
1.91 |
1.64 |
Nov |
18.10 |
15.75 |
6.61 |
4.76 |
6.98 |
5.90 |
3.49 |
1,75 |
1.51 |
1.37 |
1.69 |
1.35 |
1.82 |
1.63 |
Deposit interest rates applied by credit institutions in 2020
Months | Demand deposits (current and savings accounts) | Deposits with terms of up to 1 year | Deposits with terms of over 2 years |
Spain | Euro area | Spain | Euro area | Spain | Euro area |
Jan |
0.03 |
0.02 |
0.02 |
0.26 |
0.19 |
0.73 |
Feb |
0.01 |
0.02 |
0.01 |
0.33 |
0.18 |
0.70 |
Mar |
0.01 |
0.02 |
0.01 |
0.31 |
0.18 |
0.64 |
Apr |
0.01 |
0.02 |
0.01 |
0.22 |
0.31 |
0.73 |
May |
0.01 |
0.02 |
0.01 |
0.20 |
0.29 |
0.70 |
Jun |
0.01 |
0.02 |
0.01 |
0.20 |
0.27 |
0.71 |
Jul |
0.01 |
0.02 |
0.03 |
0.20 |
0.35 |
0.74 |
Aug |
0.01 |
0.02 |
0.02 |
0.17 |
0.20 |
0.71 |
Sep |
0.01 |
0.02 |
0.01 |
0.17 |
0.06 |
0.70 |
Oct |
0.01 |
0.02 |
0.01 |
0.19 |
0.13 |
0.69 |
Nov |
0.01 |
0.02 |
0.11 |
0.19 |
0.11 |
0.72 |