Table of banks’ lending and borrowing rates

Lending rates applied by credit institutions and credit financial intermediaries
(The terms refer to the initial rate fixation period)
Month	Consumer credit						Other purposes		Mortgage lending

	Extended credit card debt		Loans				Loans with of over 5 years		Applied in first year		Applied on loans of over 10 years		APR (weighted average of all terms)
	Extended credit card debt		Loans with terms of 1 to 5 years		APR (weighted average rate on terms)		Loans with of over 5 years		Applied in first year		Applied on loans of over 10 years		APR (weighted average of all terms)
	Spain	Euro area	Spain	Euro area	Spain	Euro area	Spain	Euro area	Spain	Euro area	Spain	Euro area	Spain	Euro area
Jan	19.95	16.63	8.15	5.10	8.71	6.34	4.59	2.25	1.67	1.61	2.42	1.86	2.34	2.09
Feb	19.88	16.61	8.10	5.00	8.62	6.28	4.87	2.35	1.68	1.59	2.46	1.84	2.38	2.09
Mar	19.92	16.65	8.03	4.90	8.56	6.18	4.66	2.31	1.75	1.60	2.44	1.81	2.39	2.06
Apr	19.89	16.66	8.06	5.01	8.38	6.19	4.54	2.19	1.74	1.60	2.43	1.77	2.39	2.02
May	19.89	16.67	8.18	5.15	8.56	6.34	3.88	2.21	1.76	1.58	2.41	1.74	2.40	1.99
Jun	19.81	16.63	7.73	5.02	8.18	6.24	4.53	2.17	1.73	1.56	2.38	1.65	2.26	1.95
Jul	19.78	16.58	8.03	5.07	8.35	6.30	4.32	2.11	1.60	1.56	2.24	1.57	2.23	1.90

Deposit interest rates applied by credit institutions in 2019
Months	Demand deposits (current and savings accounts)		Deposits with terms of up to 1 year		Deposits with terms of over 2 years
Months	Spain	Euro area	Spain	Euro area	Spain	Euro area
Jan	0.03	0.03	0.04	0.34	0.10	0.75
Feb	0.03	0.03	0.04	0.32	0.07	0.71
Mar	0.04	0.03	0.04	0.29	0.11	0.78
Apr	0.03	0.03	0.04	0.32	0.10	0.77
May	0.04	0.03	0.04	0.29	0.14	0.80
Jun	0.04	0.03	0.04	0.30	0.13	0.82
Jul	0.03	0.03	0.04	0.30	0.16	0.80

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