Table of banks’ lending and borrowing rates


Lending interest rates applied by credit institutions in 2012
MonthsConsumer creditOther purposesMortgage transactions
Term transactions from 1 to 5 yearsAPR (weighted average rate on terms)Term transactions of over 5 yearsApplied over the first yearApplied on transactions of over 10 yearsAPR (weighted average rate on terms)
SpainEurozoneSpainEurozoneSpainEurozoneSpainEurozoneSpainEurozoneSpainEurozone
Jan 10,80 6,58 10,07 7,57 8,08 4,05 3,57 3,50 4,06 4,03 3,80 4,03
Feb 10,29 6,58 9,77 7,62 7,90 4,13 3,54 3,44 4,58 3,95 3,82 3,92
Mar 9,79 6,44 9,37 7,45 7,72 4,01 3,46 3,31 5,19 3,91 3,74 3,83
Apr 9,97 6,31 9,13 7,35 7,53 3,99 3,32 3,20 4,72 3,96 3,53 3,79
May 10,03 6,39 9,08 7,48 7,39 3,93 3,21 3,14 4,77 3,84 3,47 3,72
Jun 9,56 6,27 8,00 7,27 7,86 3,77 3,22 3,11 3,88 3,69 3,40 3,66
Jul 9,91 6,26 8,99 7,37 7,84 3,60 3,13 3,09 4,80 3,62 3,34 3,58
Aug 9,83 6,27 9,35 7,37 8,24 3,44 3,07 2,94 4,16 3,52 3,31 3,48
Sep 9,91 6,18 9,34 7,24 8,50 3,45 2,94 2,92 5,70 3,49 3,18 3,45
Oct 10,16 6,12 9,11 7,15 8,03 3,41 2,88 2,88 5,08 3,49 3,18 3,42
Nov 10,10 6,09 8,95 7,12 5,79 3,29 2,82 2,87 5,53 3,40 3,06 3,35
Dec 9,39 6,04 8,32 6,93 7,70 3,19 2,65 2,86 4,86 3,45 2,92 3,41
Deposit interests rates applied by credit institutions in 2012
MonthsDemand deposits (current and savings accounts)Term deposits up to 1 yearTerm deposits of over 2 years
SpainEurozoneSpainEurozoneSpainEurozone
jan 0,27 0,53 2,73 2,94 2,40 3,15
Feb 0,26 0,52 2,64 2,90 2,49 3,16
Mar 0,28 0,51 2,56 2,88 2,35 3,03
Apr 0,27 0,49 2,38 2,82 2,37 2,84
May 0,26 0,48 2,32 2,65 2,08 2,68
Jun 0,26 0,47 2,38 2,72 2,08 2,63
Jul 0,24 0,45 2,50 2,80 2,19 2,61
Ago 0,25 0,44 2,53 2,66 2,12 2,51
Sep 0,26 0,42 2,90 2,80 1,83 2,42
Oct 0,25 0,41 2,83 2,74 2,46 2,49
Nov 0,22 0,40 3,01 2,73 2,42 2,35
Dec 0,21 0,39 2,95 2,71 1,96 2,25
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