Most bank charges are unregulated. Banks are therefore free to set whatever charges they wish, unless there is a regulatory limit, such as in the case of the early repayment of mortgages or consumer loans.
What are bank charges?
Bank charges are fees banks deduct for the services they provide (such as performing transfers, exchanging currency, running an account, assessing a loan, issuing a credit card, etc.)
Quarterly reporting of common charges
Charges for banking products and services
FREQUENTLY ASKED QUESTIONS
Can I be charged maintenance fees on an account only used to manage a bank guarantee?Read answerabout
Can I be charged maintenance fees on an account only used to manage a bank guarantee?