Portal del cliente bancario
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Lending and deposit interest rates
applied by credit institutions -
Publication of the reference rates
for house purchase, granted by credit institutions (November) -
Reference rates
Applicable for the calculation of the market value in the offsetting of interest rate risk (December) -
Colección de arte
del Banco de EspañaAbre en nueva ventana
EURIBOR DEC BOE 05/01/2021
-0.497%
The main official mortgage market reference rate (Euribor) fall in December.
Access to figures
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To make things easy for you, the Institutions Conduct Department can help answer your queries, as well as handle claims and complaints concerning credit institutions supervised by the Banco de España.
CALCULATORS
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Work out how long it will take to clear your credit card debt
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Calculate the APR of a personal loan
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Calculate the APR of your mortgage
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Mortgage or personal loan instalments
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Tranche-deposit calculator: interest and APR
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Loan instalment (morgage or personal) if there is an interest-only period
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Loan instalment (morgage or personal) in the case of early partial repayment
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Calculate the effective interest rate
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Spread applied to the index replacing the banks and savings banks' (IRPH) or the Savings Banks' reference lending rate