Mortgage or personal loan instalments
Do you want to calculate your mortgage or personal loan payment and compare several offers?
This calculator lets you work out the initial instalments of a loan with a specific interest rate and term, as well as the new instalments payable if the interest rate is changed during the loan term.
You can also download the repayment tables to see the amounts of interest and capital payable over the term of the loan.
This simulator is only intended for loans that are repaid in equal monthly instalments provided that the interest rate remains unchanged.
Calculations have been simplified as follows, so that the calculator can be used with in as many cases as possible:
- Instalments are paid on a monthly basis
- Every month of the year has the same number of days
- Early partial repayments are made exactly one month before paying the first instalment under the new loan conditions resulting from this overpayment (it is assumed that the early partial repayment is paid at the same time as the instalment prior to this calculation).
Due to these simplifications, the amount of the new monthly payment or the number of instalments obtained using this calculator may differ with respect to those of your loan. However, these differences should be minor.