The Banco de España reserves the right to suspend publication, completely or partially, to modify the structure and content of the site without prior notice, and also to limit or deny access to the material. The Banco de España aims to ensure the information is accurate and up to date and to avoid, or minimise the consequences of any technical errors. However, it does not guarantee that this service contains exact and up-to-date information at all times, nor does it guarantee that it will not be interrupted or affected by such errors.

All the information provided by Banco de España on this website, including information provided by using databases or by responding the users’ enquiries and suggestions, is exclusively intended to provide guidance to customers of the supervised institutions with the intention of trying to solve doubts they may have about the information provided on the website.

In other words, the information is only offered with informative and guiding purposes, therefore it is not binding for the resolution of administrative proceedings, nor does it suggest, invite or recommend making any investment, deposit or taking out any other banking service. 

Banco de España only provides access to external website contents with the abovementioned guiding purpose, either through links or other ways of interconnection. Under no circumstances it implies supporting, confirming or validating such external contents.

Consequently, the Banco de España shall not be liable for any loss or damage resulting from decisions taken on the basis of the information published on this site or for any inaccuracies, omissions or errors it may contain, or for any problems arising from use of this website or any external connection, or for any loss or damage to users' software or hardware arising from accessing this web site, or from downloading programmes or files included on it.

Banco de España does not guarantee, nor does it accept any responsibility for the accuracy of reproduction on this site of documents published on paper, or for the links and references to other sites.

Regarding intellectual property of this website, please refer to the disclaimer on the website https://www.bde.es/wbe/en/Abre en ventana nueva, thus implying that the user is aware of that information and accepts its terms.

For enquiries or suggestions submitted through the mailbox, only strictly essential data will be compiled. Therefore, in general terms, only a valid e-mail address will be needed (no name, surname, address or other information is required).

The access or use of this website implies users’ consent and, therefore, their agreement to comply with the conditions described above.

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