eliBÁN explains how you can change the terms of your mortgage

26/05/2026

In this new chapter, eliBÁN is back to explain how to deal with a common situation in the life of a mortgage: changing some of its terms and conditions. The video looks at how you can change the interest rate or the repayment term and, in some cases, even switch lender to obtain better conditions. We explain what is meant by mortgage novation, subrogation and a few other technical terms. Find out what you can change and how to go about it.

And remember, if you’d like to explore this and other banking topics in more detail, you can find useful information on our Bank Customer Portal.