Minors can now use Bizum

04/11/2025

As a general rule, Bizum, the popular mobile payment service in Spain, has targeted users aged 18 and over because signing up requires you to have a bank account and a mobile phone.

However, many banks allow minors to open an accountAbre en ventana nueva and carry out banking transactions through their legal guardians.

Now, minors will also be able to send and receive money and make online purchases using Bizum, although always under the supervision of their parents or guardians.

What do you need to use Bizum?

• A bank that offers the service.
• A current account in your own name. Banks often provide specialised accounts for teenagers or young people.
• Access to your bank’s mobile app, where Bizum can be activated and used.
• In most cases, the parents or guardians will activate Bizum and set usage limits, including the maximum amount per transaction. In some cases, the bank itself may set these limits.

What are the benefits of Bizum for minors?

• Using Bizum can help teenagers learn to manage small amounts of money and take on some responsibility for their own finances.
• It makes it easy to share costs among friends and family members and receive pocket money and the odd present from grandparents.
• It offers quick access to funds when they need to make an urgent payment.

Although Bizum is secure, it’s important to be aware of the potential risks. We dive into these in this videoAbre en ventana nueva.

You can find more information on the Bizum websiteAbre en ventana nueva (link in Spanish).