Partial early repayment

If you want, you can repay some of the borrowed capital before the due date.

You can repay the credit advanced under a consumer credit agreement at any time without needing to give any explanation. However, under certain circumstances, the lender may charge you a fee (in SpanishAbre en ventana nueva).

In the case of other personal loans, it will depend on whether early repayment is envisaged in the conditions. If not, you will need to reach an agreement with your bank.

Partial early repayment of capital or principal means the remaining instalments will need to be recalculated to either reduce their amount or shorten the loan term.

You can repay the credit advanced under a consumer credit agreement at any time without needing to give any explanation. However, under certain circumstances, the lender may charge you