Fee for early repayment of a personal or consumer loan

If you decide to repay your credit or loan in full in part before the maturity date, the bank, as well as having to perform administrative procedures to finalise the transaction, will stop charging the interest and fees that it was charging while the loan was still in force. To compensate for what it ceases to earn, it may charge you a fee.

What requirements must be met in order to charge the fee?

  • For consumer loans this fee is limited by lawAbre en ventana nueva.
  • For other loans it will depend on what has been agreed in the contract.
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