Mortgages
A mortgage loan provides you with a significant amount of money, usually so that you can buy or renovate your home. Taking out a mortgage loan is a very important decision, so you should clearly understand what a mortgage is and be aware of the different types available
Taking out a mortgage
If you are interested in arranging a mortgage, you should study what banks have to offer you, compare their offers with other options available in the market, examine your needs and whether you can afford the repayments over a long period of time.
Mortgage Term
Since a mortgage loan is a long-term product, its financial conditions may change over its life. The original contract will include the circumstances permitting these changes.
Other issues related to the mortgage
When the mortgage matures, if you have paid all the instalments, it is time to remove the discharged mortgage from the Land Registry.
Special Mortgages
Mortgages can be adapted to your special circumstances: if you are young or over 65, enquire about specific products for you.
FREQUENTLY ASKED QUESTIONS
Rounding a mortgage interest rate
Read answeraboutRounding a mortgage interest rate
Can my bank service other debts with the money deposited to pay my mortgage instalment?
Read answeraboutCan my bank service other debts with the money deposited to pay my mortgage instalment?
