Table of official mortgage market reference rates

Click on each value to access the Official State Gazette (BOE) where it was published

Click on each value to see the Official State Gazette (BOE) where it was published

Official mortgage market reference rates (2026)
Average rate on mortgage loans for over 3 years for house purchase Internal rate of return in the secondary market Interbank rate EURIBOR Average  mortgage rate Interest Rate Swap Euro short-term rate (€STR)
Month All credit institutions 2-to-6 years government bonds

 12-month

MIBOR(**)

1 week  1 month  3 months  6 months  1 year  Euro area  banks (*) 5 years IRS 1 week 1 month 3 months 6 months 1 year 
Jan   2.403Abre en ventana nueva 2.245Abre en ventana nueva 1.895Abre en ventana nueva 1.961Abre en ventana nueva 2.028Abre en ventana nueva 2.137Abre en ventana nueva 2.245Abre en ventana nueva   2.540Abre en ventana nueva 1.934Abre en ventana nueva 1.933Abre en ventana nueva 1.934Abre en ventana nueva 1.937Abre en ventana nueva 2.125Abre en ventana nueva
Feb                              
Mar                              
Apr                              
May                              
Jun                              
Jul                              
Aug                              
Sep                              
Oct                              
Nov                              
Dec                              

 

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