Table of official mortgage market reference rates
Click on each value to access the Official State Gazette (BOE) where it was published
| Average rate on mortgage loans at over 3 years for house purchase | Reference lending rate |
Internal rate of return in the secondary market | Interbank rate | Interbank reference | Average rate on mortgage loans | Interest rate swap | |||
|---|---|---|---|---|---|---|---|---|---|
| Months | Banks | Savings banks | Total of credit institutions | Savings banks | Government bond of 2 to 6 years | 1 year (MIBOR) | 1 Año (EURIBOR) | Credit Institutions within the eurozone | 5 years IRS |
| Jan | 16,550 | 15,100 | . | 14,875 | 14,064 | 15,643 | ---- | ||
| Feb | 16,540 | 15,260 | . | 15,000 | 14,211 | 15,703 | ---- | ||
| Mar | 16,630 | 15,330 | . | 15,250 | 14,401 | 15,786 | ---- | ||
| Apr | 16,780 | 15,640 | . | 15,375 | 14,556 | 15,446 | ---- | ||
| May | 16,830 | 15,740 | . | 15,500 | 14,665 | 15,461 | ---- | ||
| Jun | 17,010 | 15,810 | . | 15,500 | 14,646 | 15,260 | ---- | ||
| Jul | 16,870 | 15,870 | . | 15,625 | 14,638 | 15,200 | ---- | ||
| Aug | 16,780 | 15,850 | . | 15,625 | 14,646 | 15,317 | ---- | ||
| Sep | 16,780 | 15,750 | . | 15,625 | 14,688 | 15,714 | ---- | ||
| Oct | 17,170 | 15,810 | . | 15,625 | 14,701 | 15,319 | ---- | ||
| Nov | 17,180 | 16,290 | 16,770 | 15,875 | 14,696 | 15,197 | ---- | ||
| Dec | 16,840 | 16,280 | 16,660 | 16,000 | 14,706 | 15,268 | |||