Financial education initiatives
The Banco de España carries out various financial education initiatives within the institution itself, through the Financial Education Plan and in the international context.
Financial Education Plan

The Financial Education Plan (PEF) is the Spanish financial education strategy under the "Finance for All" brand. From 2008 to 2021 it was promoted by the National Securities Market Commission (CNMV) and the Banco de España. Since 2022, it has also been promoted by the Ministry of Economic Affairs and Digital Transformation.
- Finanzasparatodos.es
- Financial Education in Schools Programme
- Financial Literacy Competition for Schools
- Financial Education Day
- Survey of Financial Competences
- Premios Finanzas Para Todos
- Talks to people with intellectual disabilities
- Radio Nacional de España (Spanish National Radio)/Radio 5. “Las Cuentas Claras” radio programme
- Nano Open Online Courses
- Initiatives of collaborating entities
Financial education at the Banco de España

Within its exclusive sphere, the Banco de España carries out the following financial education initiatives
- Tus finanzas en tiempos de incertidumbre
- Comparison tools and simulators
- Citizens’ enquiries
- The Financial Universe
- Sara Gómez the Detective
- Financial digitalisation
- Protect yourself against fraud
- Educational workshops on euro banknotes and coins
- Generation €uro Students’ Award
- Videos, comics and other materials
- Jeroglíficos financieros
- Revolving card series
International collaboration for financial education

The Banco de España collaborates actively with international bodies to promote financial education in a coordinated and effective way.