Table of official mortgage market reference rates
Click on each value to access the Official State Gazette (BOE) where it was published
| Average rate on mortgage loans at over 3 years for house purchase | Reference lending rate | Internal rate of return in the secondary market | Interbank rate | Interbank reference | Average rate on mortgage loans | Interest rate swap | |||
|---|---|---|---|---|---|---|---|---|---|
| Months | Banks | Savings banks | Total of credit institutions | Savings banks | Government bond of 2 to 6 years | 1 year (MIBOR) | 1 year (EURIBOR) | Credit Institutions within the eurozone | 5 years IRS |
| Jan | 10,343 | 10,432 | 10,428 | 11,250 | 10,793 | 10,422 | ---- | ||
| Feb | 10,631 | 10,584 | 10,610 | 11,375 | 10,976 | 9,942 | ---- | ||
| Mar | 10,913 | 10,806 | 10,875 | 11,625 | 11,187 | 10,506 | ---- | ||
| Apr | 10,943 | 11,014 | 10,997 | 11,750 | 11,327 | 10,409 | ---- | ||
| May | 11,356 | 11,006 | 11,186 | 11,875 | 11,416 | 10,300 | ---- | ||
| Jun | 11,265 | 11,026 | 11,155 | 11,875 | 11,468 | 10,363 | ---- | ||
| Jul | 11,328 | 11,028 | 11,217 | 11,875 | 11,388 | 10,272 | ---- | ||
| Aug | 11,560 | 11,151 | 11,385 | 12,125 | 11,287 | 9,982 | ---- | ||
| Sep | 11,422 | 11,166 | 11,303 | 12,125 | 11,011 | 9,572 | ---- | ||
| Oct | 11,222 | 11,037 | 11,156 | 12,125 | 10,828 | 9,634 | ---- | ||
| Nov | 11,236 | 11,018 | 11,135 | 11,875 | 10,653 | 9,430 | ---- | ||
| Dec | 11,157 | 10,803 | 11,010 | 11,750 | 10,365 | 9,136 | ---- | ||